Valley Housein London
Valley House on the map of London
More about the house
Mortgage in Valley House
Shared Ownership
Shared Ownership is a type of affordable homeownership when a purchaser takes out a mortgage on a share of a property and pays rent to a landlord on the remaining share.
Standard eligibility criteria for Shared Ownership
- Be at least 18 years old.
- Annual household income must be less than £90,000 (In London).
- Annual household income must be less than £80,000 (Outside of London).
- Not allowed to own another home. If you already own another property (in the UK or abroad), you must be in the process of selling it.
- Not able to afford to buy a suitable home on the open market.
- Able to demonstrate that you are not in mortgage or rent arrears.
- Able to demonstrate a good credit history and show that you are able to afford the regular payments and costs involved in buying a home.
- Have savings or be able to access at least £4,000 to cover the costs of buying a home. (This is a guideline figure, the actual amount may vary.)
Please note: Eligibility criteria may vary per housing association and therefore you should always check the exact criteria with the developer or housing association responsible for the exploitation of the project.
Help to Buy
Help to Buy is a government-backed scheme that aims to help first-time buyers onto the property market with an equity loan (also known as shared equity) of up to 40% of the value of a new build home.
- Requires only 5% deposit
- Only a 55% mortgage required
- 40% Government equity loan (interest free for the first 5 years)
- Available on new build homes up with a value of up to £600,000
Eligibilty Criteria
Requirements:
- Minimum age of 18 years.
- Must be first-time buyer.
Not allowed:
- Owning a home or land anywhere in the world at any time.
- To have had any form of sharia mortgage finance.
- Owning a home bought with other people or inherited.
- Being married or in a co-habiting relationship, either now or on legal completion with anyone who owns or has owned a home or land anywhere in the world.
- Purchasing a second home
There are certain price limits on homes you can purchase with an equity loan. The limit varies for each region in England.
| Region | Full property price limit |
|---|---|
| East | £407,400 |
| East Midlands | £261,900 |
| London | £600,000 |
| North East | £186,100 |
| North West | £224,400 |
| South East | £437,000 |
| South West | £349,000 |
| West Midlands | £255,600 |
| Yorkshire and The Humber | £228,100 |
*Terms and conditions apply
Investment Purchase
Mortgage
We checked the information and the developer's representatives confirmed that units in this residential complex can be purchased by using a mortgage.
Property Details
About the house
| 🟧 Tenure | Leasehold |
| 🟧 Height Classification | Mid-rise |
| 🟧 Quality Classification | High-end |
| 🟧 Number of floors | 6 |
| 🟧 Security & Safety | Limited parking available. Parking restrictions apply to parking off-site |
| 🟧 Parking | Parking available to selected apartments, Fob access control to basement parking via communal lifts and access gate, Car club with 5 year membership |
| 🟧 Amenities | Bin storage space |
| 🟧 Number of buildings | 1 |
| 🟧 Off-plan property | No |
| 🟧 Property Type | Apartments |
| 🟧 Concierge | No |
| 🟧 Gym | No |
| 🟧 Swimming Pool | No |
| 🟧 Bicycle Storage | Yes |
| 🟧 Lift | Lifts to all floors |
About the units
| 🟧 General | Built in mirrored wardrobe with sliding doors to master bedroom |
| 🟧 Ensuite | Full width shower tray with glass sliding doors, Wall mounted mirror above semi-reccessed basin with light above, Large format wall and floor tiles, Heated chrome towel rail |
| 🟧 Windows | High efficiency double glazed aluminium timber composite windows |
| 🟧 Walls & Ceilings | Walls painted in white emulsion, Smooth ceilings in white emulsion |
| 🟧 Doors | Painted solid front entrance door with multi-point locking system, White painted flush internal doors with contemporary satin stainless steel ironmongery |
| 🟧 Interior Finishes | Square cut skirting and architrave |
| 🟧 Bathroom | Twyford sanitaryware combined with Hansgrohe taps and showers, Stone grey effect vanity tops, Bath with shower over and glass screen, Stone Grey effect vanity tops, Large format wall and floor tiles, Heated chrome towel rail, Large full width and height (of reveal) mirror above basin and WC |
| 🟧 Kitchen | Zanussi touch control electric hob, Beko integrated fridge/freezer, Beko integrated dishwasher, Zanussi integrated single fan oven, Zanussi integrated, Cooker hood, Caple Mode stainless steel under mounted sink with contemporary, Grohe mixer tap LED feature lighting to wall units, Handleless soft close to doors and drawers, Integrated pull out waste bin with recycling facility, Beko washer/dryer located in hallway, Kitchen designs and layouts vary |
Property Description
Where is Valley House situated?
Valley House is set in the area of Charlton, right between the districts of Greenwich and Woolwich in southeast London. It is a brand-new development surrounded by the numerous desirable venues that make the thriving area unique. With the Thames riverside within walking distance and a range of parks nearby, residents of Valley House can combine the comfort of urban living with diverse and quality pastime outdoors. The local area has all commercial facilities to satisfy daily needs and more: pubs, cafés, restaurants, fitness facilities, convenience stores and big shopping malls. The world-famous O2 Arena and the neighbouring cultural hub can be reached by car in a few minutes.
What facilities are around?
- Nurseries/Education: Alphabet House Nursery Greenwich (6 min), Pound Park Nursery School (6 min), More2Childcare Day Nursery & Pre-School (8 min), St Mary Magdalene C of E School Peninsula Site (5 min), Blackheath High School (8 min)
- Shopping: Marks and Spencer (1 min), Sainsbury’s (1 min), Lidl (3 min), Chuanglee Cash & Carry (5 min), IKEA Greenwich (5 min), Millenium Leisure Park (5 min), Greenwich Market (12 min)
- Medical Facilities: Queen Elizabeth Hospital (11 min), Thamesmead Health Centre (11 min), BMI The Blackheath Hospital (12 min), Eltham Community Hospital (15 min)
- Café/Restaurants: Costa Coffee (3 min), Frankie & Benny’s Italian Cuisine (4 min), Cattleya Thai (4 min), New Viceroy Indian Cuisine (6 min), The Thai Garden Cafe (8 min), Bill’s Greenwich Restaurant (11 min)
- Entertainment: Thames Path (5 min), The Thames Barrier (5 min), Greenwich Peninsula Ecology Park (5 min), NOW Gallery (6 min), Charlton Park (7 min), Greenwich Park (13 min), The O2 Arena (14 min)
What are the features of Valley House?
The development is a part of the large-scale ongoing regeneration of Charlton Riverside, an area with the potential to soon become one of the city’s most desirable residential destinations. The six-floor building of Valley House is designed with retro and contemporary influences. Its vibrant brick facade adds up to the area’s charming appearance. The property’s territory features a beautiful landscaped communal garden.
What are the on-site amenities?
Residents at Valley House have secure bicycle storage at their disposal. Additionally, there is parking space available to owners of selected apartments. The communal entrance lobby is connected to the fob controlled access system. There are lifts to all floors.
How to get around?
- Bus lines: 161, 177, 180, N1 (1 min to Woolwich Road Gallions Road)
- Underground: Jubilee (7 min to North Greenwich Station)
- Train stations: Thameslink, Southeastern (5 min to Charlton)
- Road access: A2 Blackwall Tunnel Southern Approach, A205, A206
- Airports: London City (20 min), Biggin Hill (41 min)
- Other: Woolwich Ferry (7 min to Woolwich Pier)
What types of apartments are for sale?
At Valley House, there are 1-, 2- and 3-bedroom apartments available through Shared Ownership and London Help to Buy and 2-bedroom apartments for private sale. The units feature contemporary kitchens equipped with a set of integrated appliances, bathrooms and en-suites with sleek white sanitaryware, communal heating via wall hung radiators and private outdoor areas (a terrace or a balcony) with external lighting.
Who is the developer?
Valley House is developed by Peabody, a housing provider with more than 150 years of history and expertise in London real estate. With over 66.000 homes completed, Peabody is an ambitious company delivering high-quality living spaces with communal well-being in mind. To find out more, please visit Peabody’s official website.
